Ok, the sun's shining, it's 70 degrees and I squandered the whole day working on this. Time to wrap it up. Here's my work-around:
YEAR END ACTION:
I chose
Archive, which copies the previous year to a separate file. Current file still contains all last year's stuff.
I did not choose
Start New Year, which saves a copy of curent files and new file is started that contains only new year's data.
GAVE UP HAVING MY DUCKS IN A ROW
Decided not to insist on all accounts being reconciled on the last day of the month. (That notion comes from early bookkeeping training) One account will just have to cycle on the 6th of the month.
It turns out that
Archive is much easier to work with, because one year flows into the next. I hope this may help someone else who's struggling with Wicked Quicken.
Thanks, fellow members, for your interest and help.
